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DTSTART;TZID=America/New_York:20270105T180000
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UID:9719-1799172000-1799182800@appalachianhighlandsfarmers.com
SUMMARY:Winter Business Intensive: Entrepreneurship and Risk Management
DESCRIPTION:Evaluate Opportunity Without Ignoring Risk\nWinter Business Intensive: Entrepreneurship and Risk Management examines the opportunities and uncertainties of operating an agricultural business. The January 5 session runs from 6 to 9 p.m. at the Langston Centre in Johnson City\, Tennessee. \nThe class is the seventh session in Appalachian RC&D’s 2026-27 Winter Business Intensive and gives farmers a framework for thinking about growth\, new enterprises\, and the risks that accompany business decisions. \n\n\nLook at the Risks Behind a New Idea\nFarmers regularly consider new products\, markets\, equipment\, land\, and other investments. Each opportunity can create potential income\, but it can also introduce financial\, production\, or market risk. \nParticipants can learn to evaluate opportunities more systematically by considering potential returns\, costs\, and possible problems before committing significant resources. That process can help separate a promising business opportunity from an idea that may expose the farm to more risk than it can comfortably absorb. \nPrepare for Problems Before They Arrive\nRisk management does not eliminate uncertainty. Weather\, crop or livestock losses\, price changes\, labor shortages\, accidents\, and unexpected expenses can still affect an operation. \nThe goal is to identify where the farm is vulnerable and consider ways to reduce the consequences. Depending on the situation\, that may involve insurance\, diversification\, emergency planning\, better records\, contracts\, business structures\, or simply maintaining enough financial flexibility to absorb a setback. \nUse Risk Management to Strengthen the Business Plan\nA business plan becomes more realistic when it addresses what could go wrong\, not just what could go right. Farmers can use the January 5 session to test assumptions and determine whether their plans include enough margin for uncertainty. \nAppalachian RC&D’s Winter Business Intensive is designed for beginning and experienced farmers. Qualifying graduates can also earn Tennessee Agricultural Enhancement Program education credit toward eligible Producer Diversification requirements. The session also gives participants a chance to compare risk-management ideas with the realities of their own farms before finalizing the business plans developed through the series. \n  \nRead our full-length articles about educational and grant opportunities here!
URL:https://appalachianhighlandsfarmers.com/event/winter-business-intensive-entrepreneurship-and-risk-management/
LOCATION:Langston Centre\, 315 Elm St\, Johnson City\, TN\, 37601\, United States
CATEGORIES:Courses & Training,Education,Workshops & Seminars
ATTACH;FMTTYPE=image/png:https://appalachianhighlandsfarmers.com/wp-content/uploads/2026/09/Farm-Entrepreneurship-and-Risk-Management.png
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DTSTART;TZID=America/New_York:20270119T180000
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DTSTAMP:20260924T192749Z
CREATED:20260913T154241Z
LAST-MODIFIED:20260924T192749Z
UID:9721-1800381600-1800392400@appalachianhighlandsfarmers.com
SUMMARY:Winter Business Intensive: Loans\, Grants and Support Programs
DESCRIPTION:Find Funding That Fits the Farm Plan\nWinter Business Intensive: Loans\, Grants and Support Programs closes the eight-session instructional portion of Appalachian RC&D’s 2026-27 Winter Business Intensive Field School. The January 19 session runs from 6 to 9 p.m. at the Langston Centre in Johnson City\, Tennessee. \nThe class focuses on financial and technical resources that may help farmers strengthen\, expand\, or improve their operations. \n\n\nUnderstand the Difference Between Funding Tools\nParticipants can learn about agricultural loans\, grants\, cost-share programs\, and other forms of assistance offered through government agencies\, nonprofit organizations\, and agricultural support programs. \nDifferent funding sources serve different purposes. A grant may support a narrowly defined project\, while a cost-share program may reimburse part of an eligible investment after you meet specific requirements. A loan may be the better tool for an investment expected to produce enough income to repay the debt. \nUnderstanding these differences can help farmers avoid chasing programs that don’t match their needs. \nPrepare Before Applying\nFunding programs often require more than a good idea.  Farmers may need business plans\, financial records\, budgets\, farm numbers\, production histories\, estimates\, or clear explanations of how a proposed investment will improve the operation. \nThe Winter Business Intensive gives participants an advantage because earlier sessions have already addressed many of those building blocks. By January\, farmers should have spent time on their goals\, resources\, infrastructure\, markets\, finances\, production\, and risk management. \nThose pieces can strengthen an application and help the farmer decide whether outside funding is appropriate. \nConnect With Agricultural Support Networks\nThe session also helps farmers identify organizations that provide technical assistance in addition to money.  Extension\, USDA agencies\, conservation programs\, lenders\, and nonprofit agricultural organizations can often help producers interpret requirements\, develop plans\, or identify programs that fit a specific project. \nThe January 19 class completes the eight-session instructional series.   Appalachian RC&D says qualifying graduates can earn Tennessee Agricultural Enhancement Program education credit toward eligible Producer Diversification requirements\, and the broader Field School process is designed to leave participants with a stronger business plan and a clearer understanding of available support. \n  \nRead our full-length articles about educational and grant opportunities here!
URL:https://appalachianhighlandsfarmers.com/event/winter-business-intensive-loans-grants-and-support-programs/
LOCATION:Langston Centre\, 315 Elm St\, Johnson City\, TN\, 37601\, United States
CATEGORIES:Courses & Training,Education,Workshops & Seminars
ATTACH;FMTTYPE=image/jpeg:https://appalachianhighlandsfarmers.com/wp-content/uploads/2026/09/loans-1-scaled.jpg
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